Business Resources for COVID-19

Emergency Assistance Programs & Resources

Need help setting up a website or need a website refresh?
The effects of COVID-19 have had an enormous impact on our business community. Having a website for an online presence is essential part of customer service in these challenging times.

The Port Townsend Main Street Program is collaborating with the
Jefferson County Chamber of Commerce to present a 1-hour workshop with Jill Andrews on setting up an easy “drag and drop” Wix website for your business on Tuesday, May 26th at 10:30 am. 

This workshop is for businesses that have old websites that need to be replaced or no website at all, this web design webinar is for beginners with no experience in web design.  Using Wix web design templates, you will be able to create a simple 3 – 5 page website with relative ease.  We are using Wix in this tutorial because it seems to be the easiest for drag and drop web design.  No code writing!  Wix templates are well designed and ready for you to insert your business information, photos and personalized touches. (90 min webinar with time for questions)

There is no fee to attend, and membership is not required. Please reach out to to register for this session. A pass-code will be needed for meeting access and there are limited spots open for this meeting.

Webinar – Social Media for beginners

On June 9th, 2020 at 10:30 am, Jill Andrews will be hosting a webinar for businesses looking to increase their social media presence. This webinar will cover the basics in social media to increase exposure, communicate to your existing audience, and find new audiences.  Creating good social media content will give your local business helpers (friends, family, existing customers, Chamber of Commerce, Tourism Council) better information to spread the word about your business to a larger community.

There is no fee to attend, and membership is not required. Please reach out to to register for this session. A pass-code will be needed for meeting access and there are limited spots open for this meeting.

Small Business Relief Fund – The Small Business Relief Fund will provide micro-grants to qualifying small businesses negatively impacted by the COVID-19 pandemic. The Small Business Relief Fund is part of the Small Business Relief Initiative: a program supported by GoFundMe and our partners. The Small Business Relief Initiative will supply financial assistance and support to businesses across the country by providing grants, tools, and resources to help during the crisis.

PPP has announced additional funding! First Federal Bank is accepting applications now! If you are interested and would like to apply, please contact ppp@ourfirstfed.comto receive instructions on submitting your application.

Save Small Business Fund Grants by the US Chamber of Commerce Foundation – The Save Small Business Fund is a grantmaking initiative offering short-term relief for small employers in the United States and it’ s territories. Funded by corporate and philanthropic partners, the program is a collective effort to provide $5,000 grants to as many small employers across the country as possible. Grant applications will go live at noon on Monday, April 20, 2o2o.

ArtsWa Relief Grants – ArtsWA is pleased to provide rapid-response funding to non-profit and fiscally sponsored arts groups and organizations that are facing financial hardship due to economic impacts related to the COVID-19 pandemic. This funding, in the form of grants, is provided by the CARES Act via the National Endowment for the Arts

Restaurant Employee Relief Fund – The Restaurant Employee Relief Fund was created to help restaurant industry employees experiencing extraordinary hardship in the wake of the coronavirus disease (COVID-19) outbreak. Through this Fund, grants will be made to restaurant industry employees who have been impacted by COVID-19, including a decrease in wages or loss of employment. Grants will be awarded as soon as possible to those individuals who meet the prescribed eligibility criteria, as reviewed and verified by the National Restaurant Association Educational Foundation (NRAEF). This Fund is operated by the NRAEF, whose mission is to attract, empower, and advance today’s and tomorrow’s restaurant and foodservice workers.

SBA Economic Injury Disaster Loan 

This loan advance will provide up to $10,000 of economic relief to businesses that are currently experiencing temporary difficulties that do not have to be repaid. This complements the traditional SBA Economic Injury Disaster Loan (EIDL) program which has been in place for the entire nation, all territories, and Washington, D.C. since mid-March.

Please note the application process for the EIDL program was updated on March 30. For those who submitted a COVID-19 EIDL application prior to March 30, unless you have already been approved or are currently working with a loan officer, you should re-apply using the new streamlined application if you have not done so already.  The new application is streamlined and faster. Approval notification is estimated at approximately three days.

The Small Business Owners Guide to the CARES Act

2020 SBA Participating Lenders


US Chamber – SBA Loan Guide

Payroll Protection Program – 

The Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll.

SBA will forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities.

You can apply through any existing SBA 7(a) lender or through any federally insured depository institution, federally insured credit union, and Farm Credit System institution that is participating. Other regulated lenders will be available to make these loans once they are approved and enrolled in the program. You should consult with your local lender as to whether it is participating in the program.

PPP – Borrower Information Fact Sheet

Apply Here:

PayPal PPP Loan Application

Square PPP Loan Application

Intuit PPP Loan Application

1st Security Bank

Kitsap Bank

Kitsap Credit Union

First Federal Bank

For a list of all banks helping with PPP Loan assistance, click here.



Restaurant Guidelines for safe Re-Opening


Loan Programs:

Port Townsend Main Street Program 2020 LENT (Light at the End of the Tunnel) MICROLOAN FUND

LENT Low Interest Loan Program for
Port Townsend Commercial Historic Districts

Upcoming Quarterly Application Dates
July 15, 2020• October 15, 2020

**Emergency applications will be reviewed in a time sensitive manner.

Purpose of LENT Funds: LENT Low-Interest Microloan Funds are a tool to offset some of the financial impacts businesses endure from emergency situations, though business development proposals will be considered. Funds are made available through the Port Townsend Main Street Program and in part through First Federal. Upon your re-payment of the loan funds, the money will be returned to the Port Townsend Main Street Program for recirculating as part of future LENT Fund microloans.  For more information about the LENT Loan program, please contact us.

Lent Fund Application 2020

LION Announces COVID-19 Emergency Loan Program

LION, the Local Investing Opportunities Network, has established a new loan program for Jefferson County businesses and non-profits needing funding to deal with the COVID-19 emergency. The loan application and instructions are downloadable from the LION website. A fast track process has been established to handle the applications.

LION is a network that connects business and non-profits seeking financing with over 60 local investors. Since 2006 LION members have invested in over 75 Jefferson County businesses and non-profits. LION members opted to initiate a new application route to provide emergency loans to as many non-profits and businesses as their members can afford.

LION welcomes inquiries from people who would like to become a member and increase the resiliency of our local community. Information is available here. LION is affiliated with Local 20/20 and EDC Team Jefferson.

Further information about the LION COVID-19 Emergency Loan Program can be obtained from Brian Kuh,, (360) 379-4693.

Economic Injury Disaster Loan – Apply now! Deadline for applications is December 16, 2020. If you need assistance filling out the application, click here.

COVID-19 Information:

Jefferson County COVID-19 Updates

EDC Team Jefferson Resources

7 Things You Can Do to Support Local Businesses by Sustainable Connections

Whats open and whats closed in Washington?

Journalist Rhonda Abrams offers daily (M-F) live small business updates

Interim Guidance for Businesses and Employers to Plan and Respond to Coronavirus Disease 2019

Employment Security Department’s Scenarios and benefits infographic

Washington Retail Association has a dedicated COVID-19 resource page that includes information for employers and retailer-specific guidance.

Congressman Derek Kilmer Resources for COVID-19 relief

COVID-19 Info

Association of Washington Businesses

Department of Commerce has information about SBA loans and small business tools.